Blue Chip Financial
Planning is a fee only registered investment advisory firm operated by Mark
J. Siekierski, CFP®,
ChFC, CRPC, AAMS. Blue Chip Financial Planning
specializes in comprehensive financial planning.
Depending on your plan, we may
need to bring in other professionals to help complete your financial
plan. This may include insurance agents, attorneys, etc. You will be
responsible for any compensation to these professionals. You can
choose the professionals or BCFP can recommend them to you,
whichever you prefer. Following is a list of core areas of financial
planning that we provide:
Financial Planning Process
Accident and Health)
Income Tax Planning
Employee Benefit and Retirement
We also provide information on mortgage
refinancing. BCFP has saved clients thousands of
dollars on home refinancing and debt consolidation. We don't charge
anything extra for this service. In fact, we will talk to lenders
around the area for you to find the best rates.
Your account assets will be held by an independent custodian
selected by us. We will not have custody of any of the assets in
your account. BCFP will prepare all of the documents and forms
associated with transferring your existing accounts or
opening new accounts.
The service also includes a very detailed quarterly statement with information about your account and BCFP's quarterly news
We feel that a fee only arrangement is the fairest means of
compensation for our clients. This removes conflicts of interest
that may exist when a broker is selling a commission-based product.
We work for our clients, putting their interests first, and the
recommendations that we provide will not have an economic benefit to
What are the steps involved to complete the financial
planning process at BCFP?
and define the relationship
and sign Blue Chip Financial Planning’s Financial Management Agreement.
- Fill out the BCFP Data Survey Form and provide
documents that we may request.
and evaluate the client’s financial status
will analyze the information to gain an understanding of the
client’s financial situation and then evaluate to what
extent the client’s goals and priorities can be met.
and present financial planning recommendations and/or
will develop a plan and provide the information to you in a
report. We will then meet with you and present the plan to
the financial planning recommendations
you have agreed to the plan, we will implement it for you.
- Monitor the financial planning recommendations
will review your account at least quarterly and, depending on
whether the account is discretionary or non-discretionary, we
will make changes or provide recommendations.